VCMM is pleased to introduce a new Full Doc home loan product, NBH Expat.
NBH Expat is specifically designed for:
Australian citizens or permanent residents with income in an acceptable foreign currency, or
Australian temporary residents (with an acceptable Australian Visa) with income in AUD or an acceptable foreign currency
Key product features of NBH Expat:
Variable rate from 4.68% p.a.* (comparison rate 5.20% p.a.#) up to 65% LVR and $1m
Variable rate from 4.98% p.a.** (comparison rate 5.49% p.a.#) up to 70% LVR and $1m
$0 Risk Fee up to 70% LVR and $1.5m
Category 1 and 2 postcodes accepted
Max. Loan Size $2m
Max. 80% LVR
High Density Apartment Unit ≥50sqm: Max. 70% LVR
100% Redraw Offset Facility included
Please send your scenarios to scenario@vcmm.com.au or contact your VCMM BDM directly.
* Available for new NBH Expat loans (OO P&I) ≤65% LVR and $1m.
** Available for new NBH Expat loans (OO P&I) ≤70% LVR and $1m. An additional 0.4% p.a. loading is applicable for loans >$1m. An additional 0.8% p.a. loading is applicabe for loans >$1.5m. Lending is subject to VCMM's credit criteria and terms and conditions. Fees and charges apply. #The comparison rate is based on a secured loan of $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.