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  • Writer's pictureVCMM

Introducing NBH Expat - Australian Expatriate Home Loan Product

VCMM is pleased to introduce a new Full Doc home loan product, NBH Expat.

NBH Expat is specifically designed for:

  • Australian citizens or permanent residents with income in an acceptable foreign currency, or

  • Australian temporary residents (with an acceptable Australian Visa) with income in AUD or an acceptable foreign currency


Key product features of NBH Expat:

  • Variable rate from 4.68% p.a.* (comparison rate 5.20% p.a.#) up to 65% LVR and $1m

  • Variable rate from 4.98% p.a.** (comparison rate 5.49% p.a.#) up to 70% LVR and $1m

  • $0 Risk Fee up to 70% LVR and $1.5m

  • Category 1 and 2 postcodes accepted

  • Max. Loan Size $2m

  • Max. 80% LVR

  • High Density Apartment Unit ≥50sqm: Max. 70% LVR

  • 100% Redraw Offset Facility included

Please send your scenarios to scenario@vcmm.com.au or contact your VCMM BDM directly.




* Available for new NBH Expat loans (OO P&I) ≤65% LVR and $1m.

** Available for new NBH Expat loans (OO P&I) ≤70% LVR and $1m. An additional 0.4% p.a. loading is applicable for loans >$1m. An additional 0.8% p.a. loading is applicabe for loans >$1.5m. Lending is subject to VCMM's credit criteria and terms and conditions. Fees and charges apply. #The comparison rate is based on a secured loan of $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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