「Expat Loan Special」Expat Investment IO/PI at the Same Low Owner-Occupied Rates

We’re pleased to offer our Expat Loan Special for Australian Citizens, Permanent Residents (PRs) and New Zealand Citizens, with Expat Investment IO/PI loans enjoying the same low rates as Owner-Occupied loans.

Variable rates 6.74% p.a. (comp. rates 7.25% p.a.)*

Product Highlights

• Overseas Credit Report NOT Required

• Minimal Documentation:

  2 Latest Payslips + Employment Letter + 1 Month Salary Credit

• Loan Terms of Up to 30 years

• Loan Amount Up to AUD $3 million 

Don’t miss out. Special offer ends 30 January 2027.

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*Variable Interest rates are current as of 17 August 2026 and are subject to change. This special offer is available until 30 January 2027 and may be extended or withdrawn at any time at our discretion. Special rate reverts to 7.09% p.a. variable after 2 years from settlement. The comparison rate is based on an owner-occupied secured loan amount of AUD $150,000 at 50% LVR, over a term of 25 years. Warning: This comparison rate is true only for the examples given and may not include all the fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Vast Capital Pty Ltd ACN 630 388 635 Australian Credit Licence 514947 (VCMM). Loans are subject to credit criteria and terms and conditions. Fees and charges apply. VCMM welcomes referrals subject to prior arrangement. Real estate agents and brokers should contact VCMM to arrange accreditation prior to making a referral or loan introduction. Should there be any inconsistency between the English and the Chinese versions, the English version shall prevail.