2025 Anzac Day Public Holiday Operating Hours

Observed annually on 25th April, Anzac Day holds deep significance for both Australians and New Zealanders, symbolizing the bravery, sacrifice.

In observance of this solemn day, please be advised of the following operating hours for the public holiday:

Our office will be closed on Friday, 25th April 2025 to commemorate Anzac Day.

We will resume normal business hours on Monday, 28th April 2025.

For any urgent matters, please contact your VCMM BDM directly.

Note that the office telephone (1300 776 276) may be unattended during this holiday period, but BDMs will be on call to help you with urgent matters.

For non-urgent matters, please email us your enquiries, and we will reply to you as soon as possible.

• Post-settlement construction enquiries, such as progress payments, please email construction@vcmm.com.au

• Other post-settlement enquiries, such as online banking, loan statements, repayments, checking loan details, changing personal details and discharge, please email service@vcmm.com.au

• Non-urgent settlement enquiries, please email settlement@vcmm.com.au

• Valuation enquiries, please email valuation@vcmm.com.au

• New loan scenarios, please email scenario@vcmm.com.au

• Other non-urgent pre-settlement enquiries and other general enquiries, please email info@vcmm.com.au

• Broker or referrer accreditation, please email compliance@vcmm.com.au

We are grateful for the opportunity to serve you, and we look forward to continuing our partnership in the future.

2025 Easter Holiday Operating Hours

As Easter approaches, VCMM extends our warmest wishes to you and your loved ones. May this joyous season bring peace, happiness, and prosperity to your lives.

Just as Easter symbolizes renewal and new beginnings, we are here to help you refresh and strengthen your financial aspirations. Let us support you on your journey toward a brighter financial future.

Our office will be closed from Friday, 18 April 2025 to Monday, 21 April 2025 in observance of the Easter Public Holiday. We will reopen on Tuesday, 22 April 2025 for normal business hours.

If you have any urgent matters during this period, please reach out to your VCMM BDM directly.

Note that office telephone (1300 776 276) may be unattended during this holiday period, but BDMs will be on call to help you with urgent matters.

For non-urgent matters, please email us your enquiries, and we will reply to you as soon as possible.

• Post-settlement construction enquiries, such as progress payments, please email construction@vcmm.com.au

• Other post-settlement enquiries, such as online banking, loan statements, repayments, checking loan details, changing personal details and discharge, please email service@vcmm.com.au

• Non-urgent settlement enquiries, please email settlement@vcmm.com.au

• Valuation enquiries, please email valuation@vcmm.com.au

• New loan scenarios, please email scenario@vcmm.com.au

• Other non-urgent pre-settlement enquiries and other general enquiries, please email info@vcmm.com.au

• Broker or referrer accreditation, please email compliance@vcmm.com.au

Please be advised that the submission, assessment, and settlement arrangements for each of our products may be different during holiday season. To avoid any delays or dissatisfaction of our mutual clients, please contact your BDM directly for detailed information on  Easter  holiday time frames and conditions for each product.

We are grateful for the opportunity to serve you, and we look forward to continuing our partnership in the future.

Thank you for your continued trust and support. We wish you a happy and blessed Easter filled with joy and happiness.

VCMM Cuts Interest Rates by at Least 0.25%!

Lower Interest Rates Now Available at VCMM！

Following the Reserve Bank of Australia’s (RBA) decision to lower the cash rate by 0.25% on 18 February 2025, This means lower repayments and greater savings for both new and existing clients.

We are thrilled to announce that VCMM is reducing interest rates on all loan products by at least 0.25% p.a.

Here’s how you benefit:

FULL DOC Interest Rates from 6.29%p.a.

LOW DOC Interest Rates from 6.74%p.a.

CONSTRUCTION Interest Rates from 6.54%p.a.

EXPAT Interest Rates from 6.69%p.a.

TEMPORARY VISAs Interest Rates from 6.54%p.a.

NON RESI Interest Rates from 7.24%p.a.

SMSF Interest Rates from 6.84%p.a.

COMMERCIAL Interest Rates from 7.84%p.a.

VACANT LAND Interest Rates from 8.14%p.a.

PRIVATE LENDING Interest Rates from 9.49%p.a.

DEVELOPMENT FUNDING Interest Rates from 9.99%p.a.

As always, thank you for your ongoing support. If you have any questions, please reach out to your mortgage broker to connect with us or contact us directly.

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Vast Capital Pty Ltd ACN 630 388 635 Australian Credit Licence 514947 (VCMM). Loans are subject to credit criteria and terms and conditions. Fees and charges apply. VCMM welcomes referrals subject to prior arrangement. Real estate agents and brokers should contact VCMM to arrange accreditation prior to making a referral or loan introduction.