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Australia Day is a day to reflect, respect and celebrate the Australian spirit and the best of this country.


In observance of Australia Day, our office will be closed on Monday, 27 January 2025. We will resume normal business hours on Tuesday, 28 January 2025.


For any urgent matters, please contact your VCMM BDM directly.



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VM's full line of loan products with No Clawback will adopt a phased approach to adjusting the current clawback arrangements.


Phase 1:

From 1st March 2025 to 30th June 2025


Effective 1st March 2025, we will transition from the current "no clawback" position to a 100% clawback for loans discharged within six months.


Phase 2:

From 1st July 2025 onwards


For settlements from 1st July 2025 onwards, clawback arrangements will revert to their original terms.



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VCMM provides tailored premium mortgage solutions for you.


Feel free to reach out to your VCMM BDM or email your questions and mortgage scenario to scenario@vcmm.com.au. Alternatively, you can have your mortgage broker get in touch with us on your behalf.


You are welcome to call the VCMM Customer Service Hotline at 1300 776 276. For post-settlement matters, please email us at service@vcmm.com.au.


As we enter the New Year 2025, we remain committed to continuously improving the customer experience and upholding the highest standards of service, partnering with you to build a brighter future together!


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Vast Capital Pty Ltd ABN 56 630 388 635 | Australian Credit Licence 514 947

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